Categories
Categories describe where money came from or went. They are an income or expense tree. They are not accounts. Moving money between accounts is a transfer.
The built-in tree
A new file is seeded with a US household tree: wages, housing, utilities, food, transportation, health, and the rest of the usual groups, plus an Uncategorized expense category. A shorter "simple" list exists in the code for later onboarding.
Savings contributions, investment purchases, and loan principal are transfers, not expense categories.
Uncategorized
New register rows use Uncategorized when you do not choose a category. That is the only automatic assignment. Those rows are counted in the Inbox until you pick a real category.
Add a category
- Open Categories.
- Enter a name, income or expense, and an optional parent.
- If the name is the same as an existing category, or within two letters of one, or the same leaf under a different parent, the app refuses the create. Check Create anyway only if you still want it.
You can hide a category later. Merging two categories is not in this release.