Budgets

A budget is a named plan with a rollover setting on each category. You can keep more than one. The period is weekly, every 2 weeks, monthly, quarterly, or yearly. Envelope and zero-based modes are not in this release.

Create a budget

Open Budgets.
Enter a name, choose a period, and set the start date.
Choose Create budget. The category × period grid opens.

Rename or delete

On Saved budgets, choose Rename, edit the name, and choose Save name. Choose Delete, then Delete budget, to remove the plan and its amounts. Register rows and categories stay. Both actions are undoable.

Each cell shows budgeted, actual, remaining, and a progress bar. Remaining is available minus actual. Available is this period's budgeted amount plus any rollover from the previous period. Use Previous and Next to walk periods. Expense categories hides income rows. Clear Hide unused to see every category.

Edit a number

Click a Budgeted field, type an amount, and leave the field or press Enter. The change is one undoable mutation and goes through the same outbox as a register edit.

Fill average copies the mean of the last three periods. Fill last year copies the same period a year earlier. If that period has no budgeted amount, the fill uses actual spending.

Rollover

Each category has its own rollover:

Off — leftover does not move.
Carry unspent — a leftover greater than zero is added to next period's available amount.
Carry unspent and overspent — a leftover or a shortfall both move.

A category budgeted at $200 with $150 actual and unspent rollover shows $250 available next month if that month is also budgeted at $200. Categories set to Off are unchanged.

If this goes wrong