Product
Depth of a classic desktop ledger, without a subscription tax on the file you already own.
Register
Splits that must balance. Uncategorized by default. Keyboard-first.
Budgets
Named plans with per-category rollover. Not envelope mode — that is later.
Investments
Lots, FIFO/average/specific, and a split wizard that keeps basis honest.
Sync
Cloud or Private (E2EE). One sequencer. Desktop remains the local file.
Web household
Invite editors. Bank sandbox. Bill alerts. Same outbox as desktop.
Privacy
Fresh desktop installs call only the license check and the update check.